JUCOIN just launched fixed income products at the opening USDT, where it joined a growing list of trading platforms that offer flexible solutions and flexible solutions for USDT holders.
On May 26, JUCOIN, Singapore -based trading platform, officially Firing The first constant income product (USDT) with a gradient APY. The offer includes six different terms – 7, 15, 30, 45, 60 and 90 days – designed to meet different investor preferences.
JUCOIN employed a “ladder interest rate” model, where the return is determined on the basis of investment amounts. Each product has a basic share with a standard interest rate, followed by a preferential layer that provides a higher rate. Any amount exceeding this level is due to the basic rate. The profits are calculated daily and distributed automatically when the product is entitled.
For example, an investment of $ 4000 in the product is divided for 45 days as follows: the first $ 1,600 to get a 2.39 % APY base, and qualifies the next 2200 USDT to get 11.22 % higher, and the remaining 200 USDT returns to the basic rate. The annual yield mixed in this case will be about 7.25 %.
With this new offer, Jucoin joins an increasing number of trading platforms that already offer similar products. For example, bybit offers USDT options with advanced returns across various periods, with current rates including 2.70 % for 14 days, 3.20 % for 30 days, 4.00 % for 90 days for each of the fixed and flexible deposits. Between the main exchanges, Cocoineand Binanceand CornerAnd Mexc Usdt also offers via fixed and flexible terms with a group of APYS.
In order to be clear, in the fixed term, Usdt users commit a specific period in exchange for a pre -specific APY, and they cannot withdraw until the term ends. The platform collects these closed funds and usually gives it to institutional borrowers or uses it in strategies that provide liquidity and forgery of yield, which generates steady attention that is shared with maturity.
On the contrary, the flexible range in the flexible term allows users to deposit and recover USDT at any time. The rates are usually lower and can fluctuate based on demand but provide immediate access to closed capital.